Excellent article by Bankrate.com’s Janna Herron on how the fate of the Consumer Financial Protection Bureau(CFPB) is tied to who wins the election. 
http://www.bankrate.com/finance/politics/cfpb-existence-at-stake-election.aspx
My belief is that f President (Barack) Obama is re-elected, the CFPB will be validated and reinvigorated. If Romney wins and the Republicans keep the House and take the Senate, they likely would neuter the CFPB.
Read the specifics here: http://www.bankrate.com/finance/politics/cfpb-existence-at-stake-election.aspx
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