- Covatto and all associates should be banned from the debt collection in the UNITED STATES, not just Pennsylvania. Erie is within spitting distance of Ohio, if Covatto wanted he could literally walk across the border to Cleveland, set up a shingle and do it all over again. Pennsylvania is safe from this predator, the other 49 states need to be too.
- There should be criminal charges filed. What has happened so far is all civil, and by declaring bankruptcy (which he has) Mr. Covato may likely escape making meaningful restitution for his misdeeds.
Anyone with kids knows that threat of real and enforced punishment does wonders for modifying behavior. Let debt collectors engaging in this kind of activity stare jail time in the face and I suspect they may choose a more enlightened path.
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