In yesterdays New York Times the always thorough Jessica Silver-Greenberg dives into the newest mess facing credit card debt collection – robo-testimony. 
As lenders and 3rd party collectors employ a strategy of “sue ‘em all and let the courts sort them out” you’ve got a problem that is best described by this quote from civil court judge Noach Dear who has presided over as many as 100 of these case PER DAY.
“I would say that roughly 90 percent of the credit card lawsuits are flawed and can’t prove the person owes the debt.”
~ Noach Dear, Brooklyn civil court judge
Read Ms. Silver-Greenberg’s article and tell me you don’t agree something needs to be done. As for the solution, a good starting point is with what California State Senator, Mark Leno, has proposed.
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